Nikka – microinsurance as a service platform

Though Nikka has a Indian founder in Ayesha Khanna, the services are not yet available in India. It is currently being tasted in Pakistan and will launch in Bangladesh and Philippines. Here is how it works, let us know if there is a similar offering in India. 

The Nikka platform relies on hyperspectral and microwave imaging to identify issues such as pest infestations or underwatered soil areas. If the system detects a pest infestation in a neighboring town, a participating farmer will receive a text message alert. He’ll then call an appointed number and receive voice instructions on how to protect his own crops. Or, if the infestation has already reached his fields, the system will direct him to the infected areas so he can move quickly to mitigate the damage.


More about Nikka here

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