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Fintech
Embracing CBDCs—Strategies for Banks to Adapt Digital Currency

Embracing CBDCs—Strategies for Banks to Adapt Digital Currency

Fintech BFSI
January 30, 2025 70 0

Central Bank Digital Currency (CBDC) is a digital form of money issued by a central bank. It's a new type of legal tender that can be used to make payments and store value. In India, the Reserve Bank of India (RBI) has been at the...


How UPI Can Help You Manage Your Daily Expenses Better

How UPI Can Help You Manage Your Daily Expenses Better

Fintech
January 27, 2025 26 0

Digital technology has completely changed how we handle our finances in today's fast-paced world. The Unified Payments Interface (UPI) has become well-known as a smooth way to manage everyday costs. This blog explores the many a...


The Three Lines of Defense Model for Robust Risk Management in Banking and Finance

The Three Lines of Defense Model for Robust Risk Management in Banking and Finance

Fintech BFSI
December 26, 2024 23 0

The Three Lines of Defense (3LoD) model is a widely recognized framework for structuring roles and responsibilities related to risk management and control within an organization. Originally positioned by the Institute of Intern...


Embracing Strategic Financial Data Management in a Competitive Era

Embracing Strategic Financial Data Management in a Competitive Era

Data Privacy Fintech Big Data Analytics Analytics
December 23, 2024 20 0

Authored by: Ankur Mehta, Delivery Manager - Xoriant In today’s fiercely competitive markets, where economic volatility has become a constant, the traditional finance function within organizations is due for a strategic tr...


Empowering credit leaders with No-Code Business Rule Engines

Empowering credit leaders with No-Code Business Rule Engines

Digital Transformation Fintech
December 5, 2024 11 0

As the Indian banking and financial services sector becomes more complex and competitive, institutions are constantly seeking ways to enhance their credit risk management. With increased regulatory scrutiny and a growing need for ...


ESG Risk Ratings vs ESG Impact Ratings

ESG Risk Ratings vs ESG Impact Ratings

Fintech E - Environmental S - Social G - Governance ESG & Sustainability
November 12, 2024 10 0

With the emergence of regulations such as the EU Taxonomy, CSRD, and Sustainable Finance Disclosure Regulation (SFDR), the concept of impact materiality has proliferated in the market, marking an increased scrutiny ...


Role of Climate Data in Assessing Portfolio Risk

Role of Climate Data in Assessing Portfolio Risk

Fintech E - Environmental S - Social G - Governance ESG & Sustainability
November 7, 2024 27 0

Climate-related factors are increasingly being incorporated into financial analysis, with a growing consensus among financial institutions on the importance of understanding the risks and opportunities emanating from climate ...


Cybersecurity's Essential Role in Securing Modern Fintech

Cybersecurity's Essential Role in Securing Modern Fintech

Mobile & Web Development Fintech
November 7, 2024 14 0

Financial technology (fintech) is a world that changes extremely quickly. This makes it crucial to protect all financial transactions made during this time. Fintech firms transform the way we handle money providing innov...


Data Engineering Solutions for Finance: Ensuring Compliance, Security, and Scalability

Data Engineering Solutions for Finance: Ensuring Compliance, Security, and Scalability

Data Science & AI Community Big Data Analytics Fintech
October 30, 2024 20 0

The Fintech industry continues to make progress in delivering personalized experiences by leveraging customer data. However, to manage vast datasets, ensuring regulatory compliance is more critical than ever. With the global finan...


Uncovering Hidden Risks: The Role of Value Chain Assessment in Modern Investing

Uncovering Hidden Risks: The Role of Value Chain Assessment in Modern Investing

Fintech E - Environmental S - Social G - Governance ESG & Sustainability
October 28, 2024 47 0

There has been a steady rise in demand by various stakeholder groups for transparency across products and business activities. Customers, regulatory authorities, employees, and investors seek information that extends beyond the or...


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